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How are you living on January 15, 2026?

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  • The Power of Compound Interest: Working in the Background

    Published On: January 5, 2026|Categories: Basics, Growth, Saving|

  • Insight, Money, Life

    Published On: October 20, 2025|Categories: Aspirations, Growth, Living, Mindset, Spending|

Living a Young, Broke, and Wealthy SM Lifestyle.

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Available Downloads Free to Use:

  1. Click to download your copy of the Income Statement template – “What’re You Spending This Year?”
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  3. Click to download your copy of the Monthly Budget template – “What’re You Spending This Month?”

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